Most investors hit the $50,000 FIF threshold without realising it. This guide explains how to navigate FDR and CV methods, why cost basis is the figure which matters, and how choosing the right investment structure can reduce your tax bill by thousands.

Decode the signs your boss may want to give you a raise and how to prepare for the conversation so you can confidently ask for more.

The wealthy choose their words carefully. Six powerful phrases successful people use to shape their mindset around money, risk and opportunity.

Insurance companies are hiking income protection premiums after major losses in Australia. What changed, why it matters, and what Kiwis should consider.

Many parents financially support adult children at the cost of their own retirement. Five risks to watch for and smarter ways to help without going backwards.

Can you afford to live to 100? Explore longevity risk, retirement income planning and how to make savings last.

Many young New Zealanders are reaching milestones later than their parents, from homeownership to starting a family. Why it is happening and what can be done.

A nine-step financial checklist to help you enjoy Christmas and the summer holidays without starting the new year buried in debt.

To help you learn from the mistakes of others, here is a quickfire list of the top 30 things people waste money on.

The tax timing decisions, balance sheet checks and wealth moves every small business owner should make before financial year end.

Low net yields, concentration risk and illiquidity can make rental property a poor fit for retirement. Why selling and diversifying often makes more financial sense.

Debt recycling turns your non-deductible mortgage into a tax-deductible investment loan. How it works, the risks and when it makes sense for Kiwis.

‍Protect tomorrow by derisking your investment portfolio on the approach to retirement

Seven common financial secrets in relationships, from hidden debt to undisclosed income, plus eight steps couples can take to build financial trust.

After tax and inflation, bank savings often go backwards. Why investing in productive assets is the only reliable way to grow purchasing power for retirement.

Your fixed mortgage term is ending. Weigh up refixing, switching to floating or splitting the loan, and how to decide based on your financial situation.

Two millionaires with identical net worth can have very different financial power. Why accessible, flexible capital matters more than assets locked in property or KiwiSaver.

New Zealand is adopting open banking. An overview of how secure data-sharing works, the benefits for consumers and the risks to be aware of.

Time, health and freedom are the real currencies of retirement. Why retiring early often provides more satisfaction than retiring rich, and how to plan for it.

BOMAD helps many Kiwis onto the property ladder. The pros and cons of parental support, from deposits and guarantees to protecting retirement and relationships.

From fast fashion to daily lattes, common spending habits quietly drain your wallet. Cut them and redirect the savings to what matters.

Raising the NZ retirement age to 70 is gaining attention, but relying on it is risky. How to plan for a retirement you control, not one forced on you.

Two core approaches to residential property investment in NZ. How buy-and-hold and renovation methods work, who they suit and the pitfalls to avoid.

Rent where you want to live and invest in property where the numbers work. How rentvesting lets New Zealanders enter the housing market sooner.

Single New Zealanders often pay more per person for housing, utilities and groceries. A look at the real cost of solo living and how to turn it to your advantage.

The Great Resignation gave way to the Great Stay. Why fewer people are switching jobs and why your best opportunity might already be where you are.

Apply Swedish death cleaning to your digital world by decluttering files, accounts, passwords and data so you leave less mess behind.

Understand how KiwiSaver is treated during divorce or separation and what happens to your savings in a relationship split.

Seven steps to financial freedom, according to financial guru Dave Ramsey.

Outsourcing household chores could save significant time and boost happiness. How to weigh up the costs, decide what to outsource and the research behind it.

See how peer-to-peer lending works in NZ, the returns and risks involved, and what to weigh up before using P2P platforms as part of your investment approach.

Become Wealth reaches $1 billion in funds under advice. A milestone reflecting DIMS portfolio growth, the NZDF partnership and national expansion.

Understand what deflation is, how it can affect New Zealand’s economy, and what it might mean for borrowers, savers and long‑term investors.

Vinessa Orsbourn is the longest-serving financial adviser at Become Wealth. She focuses on helping families achieve financial protection and long-term security.

Self-insurance means setting aside your own funds instead of paying premiums. When it can make sense, when traditional cover is safer, and how to decide.

Market crashes feel awful but create opportunity. How staying calm and investing through volatility can accelerate long-term wealth building.

Meet Nik Velkovski, Private Wealth and Lending Manager at Become Wealth, named one of New Zealand's top 50 mortgage advisers in 2024.

After a price slump spanning several years, the New Zealand property market is showing signs of recovery. What it could mean for buyers and investors.

Ten common retirement fears Kiwis face, from running out of money to losing purpose, with practical planning steps for each one.

How volunteering abroad can reduce travel costs while offering cultural immersion and personal growth. Covers organised programmes, DIY options and what to expect.