Every year you wait could cost hundreds of thousands of dollars in later life. The earlier you start the better off you will become.
Having dreams in life is great, but without a map to guide you it’s easy to get lost. You may think you have a plan, some advice here, some advice there, but is your plan all working off the same playbook? Does your mortgage adviser talk to your accountant? Do you discuss investment strategies with your insurance adviser? The truth is, if that isn’t happening your plan isn’t truly built around you, and you’re missing out.
Luckily, our business is designed to solve this for you. We’ve pulled together a team of experts in every field who will work together to develop a financial plan just for you. A plan that helps you achieve those dreams, but also ensures you can still live the life you want now.
Getting onto the property ladder, stepping up a rung or buying the whole ladder, our mortgage brokers will find you the best mortgage deal to finance your plan and get you where you want to be.
Kiwis love life. And we all want to look after what we have - our family, our finances and our possessions. But what insurance do you actually need and how much?
If you’ve been thinking about updating your insurance, had a change in circumstance (e.g. new house, had a baby, started a business), or if your insurance is simply weighing you down, let us help you get cover that gives you security without breaking the bank.
You’ve worked hard for what you own. And it’s worth protecting. That’s where a smart insurance plan can really help.
Our advisers know how different policies can play nicely together, so that you're covered and your costs are kept down.
Having a solid investment plan in place is a great way to build for the future, but what investments should you choose, how do they work and should you focus on one or a number?
All too often we see people focussing all their efforts in one area, while missing opportunities elsewhere. That's why developing an investment plan is key.
Incorporating your tax and accounting strategy into your financial plan is key to making sure you aren’t missing opportunities to minimise the amount you pay, and that you're meeting all your legal requirements.
Our process is designed to ensure the advice we give is maximising all your opportunities, without having to explain your situation to a variety of advisers. That’s why we integrate tax planning right from the start of our process.
On an ongoing basis, we make sure that your structures and strategy are tax effective and we make it easy to meet your obligations, and prepare and get your returns filed.
Life moves fast these days and it’s easy to forget to have the correct structures in place to ensure what you’re building now will be there to enjoy in the future. With estate planning, you can ensure you're leaving a legacy for your loved ones.