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Why the Reserve Bank Fears High Household Debt

Why the Reserve Bank Fears High Household Debt

See how Reserve Bank stress tests measure household vulnerability and what that means for your mortgage and debt.
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The Best Self-Improvement Books

The Best Self-Improvement Books

A curated look at some of the best self‑improvement books, and how they can help you grow in money, work, habits and mindset.
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How Often Should I Check My Portfolio?

How Often Should I Check My Portfolio?

Learn how often you should check your investment portfolio, why over‑monitoring can hurt returns and how to stay focused on long‑term goals.
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What Is Dollar‑Cost Averaging and How It Works

What Is Dollar‑Cost Averaging and How It Works

What is dollar cost averaging? Learn how regular investing works, its pros and cons, and how Kiwi investors can use it to smooth market ups and downs.
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Where to Live When You Get Older

Where to Live When You Get Older

Explore where you might live when you get older, from ageing in place to retirement villages, and how each option affects finances.
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Best Evening Routines for Wealth and Wellbeing

Best Evening Routines for Wealth and Wellbeing

Discover evening routines that set you up for better sleep, productivity and finances, so tomorrow starts calmer and more in control.
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Practical Ways to Save Money Every Day

Practical Ways to Save Money Every Day

Simple, practical ways for Kiwis to save more money, cut everyday costs and build better financial habits without feeling like you’re missing out on life.
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How to Manage Financial Stress in Tough Times

How to Manage Financial Stress in Tough Times

Learn how to manage financial stress, from practical money steps to mindset shifts and getting the right support.
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Get your finances back on track after the holidays

Get your finances back on track after the holidays

Learn four simple steps to review festive spending, clear bad debts like credit cards and BNPL, and start fresh with a realistic savings plan for next summer.
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Managed Funds Explained for NZ Investors

Managed Funds Explained for NZ Investors

Understand what a managed fund is, how it works and when Kiwi investors might use one to grow their money.
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The Election and Your Finances

The Election and Your Finances

See how elections can affect your money in NZ, from tax and benefits to markets, and what changes may mean for your financial plan.
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Why Mortgage Applications Are Getting Harder

Why Mortgage Applications Are Getting Harder

With major NZ banks lifting servicing rates, it’s now harder to get a mortgage. See how this affects borrowers.
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Your Boomerang Kids Could Ruin Your Retirement

Your Boomerang Kids Could Ruin Your Retirement

Many millennials struggle to launch adult life; learn smarter ways for parents to provide financial support.
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What Is Bad Debt? And How to Avoid It

What Is Bad Debt? And How to Avoid It

Learn what bad debt is, how it differs from more useful borrowing, and practical steps Kiwis can take to get out of high‑interest debt.
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Our Wealthiest Clients All Share These Habits

Our Wealthiest Clients All Share These Habits

You don’t need a fancy job title to build wealth. Discover the real habits and behaviours of the wealthy.
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How to Improve Your Success & Results

How to Improve Your Success & Results

Practical tips to improve your financial life in New Zealand, from better budgeting and saving habits to smarter investing and long‑term money goals.
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Why Am I Not Wealthy Yet? Fix These Money Blocks

Why Am I Not Wealthy Yet? Fix These Money Blocks

Ask “Why am I not wealthy?” and explore common obstacles, mindset issues and practical steps to change your trajectory.
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What Is a Recession? And How It Hits Your Wallet

What Is a Recession? And How It Hits Your Wallet

Learn what a recession is, how it affects jobs, businesses and investments, and what Kiwis can do to prepare financially.
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How to Make Six Figures: Practical Paths

How to Make Six Figures: Practical Paths

Learn realistic ways to move towards a six‑figure income, from career choices and skills to side hustles and business.
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How to Save Money on Toilet Paper (Seriously)

How to Save Money on Toilet Paper (Seriously)

Light‑hearted but practical ideas to save money on toilet paper and other everyday items without sacrificing comfort.
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Thinking About Inflation Leads to Inflation

Thinking About Inflation Leads to Inflation

Understand why everything seems to be getting more expensive, what’s driving higher costs in NZ, and how to adapt your finances.
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21 Ways to Save Money This Winter in NZ

21 Ways to Save Money This Winter in NZ

Cut winter power bills with 21 practical NZ‑specific tips to keep your home warm, dry and energy‑efficient while still staying comfortable.
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Wealth Preserving Tips for Buying a Car

Wealth Preserving Tips for Buying a Car

Six key tips for buying a car, from budgeting and research to negotiation and checking running costs.
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Should You Borrow to Invest? Risks and Rewards

Should You Borrow to Invest? Risks and Rewards

Should you borrow to invest? Explore the risks and potential rewards of leverage, and when this strategy might suit Kiwi investors.
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How to avoid fights over money

How to avoid fights over money

Avoid money arguments with these seven tips to help couples communicate better, align goals, and manage money together.
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Young Investors’ Money Woes and Delayed Milestones

Young Investors’ Money Woes and Delayed Milestones

Explore how financial woes are delaying key milestones for younger investors, and strategies to still move forward.
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When Is the Right Time to Quit Your Job?

When Is the Right Time to Quit Your Job?

Learn the signs it might be time to quit your job, what to line up first and how to plan a smoother financial transition.
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Family Trusts May No Longer Be Worth It

Family Trusts May No Longer Be Worth It

New trust laws and the 39% trust tax rate make trust decisions tougher. Understand what’s changed and why it matters.
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What is an investment stress test

What is an investment stress test

Find out what an investment stress test is, how it works and how Kiwis can use it to see if their portfolio can handle market shocks.
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Why is the share market at an all-time high?

Why is the share market at an all-time high?

Discover why the share market can hit all‑time highs, what it means for Kiwi investors, and how to respond without derailing your long‑term investment plan.
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Top Regrets of the Dying: Rethink Your Choices

Top Regrets of the Dying: Rethink Your Choices

Reflect on common regrets of the dying and what they teach us about priorities, money, time and living more intentionally now.
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Mortgage Lending on the Rise: Will NZ House Prices Increase?

Mortgage Lending on the Rise: Will NZ House Prices Increase?

Mortgage lending is soaring in NZ; understand what’s driving demand, what it could mean for buyers and investors, and how to borrow more strategically.
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Why Spending Your Kids’ Inheritance Can Make Sense

Why Spending Your Kids’ Inheritance Can Make Sense

Explore why some Kiwis choose to spend their kids’ inheritance, how to balance enjoying your retirement with leaving a legacy, and key money conversations to have.
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How to Get the Most from Your Car Insurance

How to Get the Most from Your Car Insurance

Learn how to get the most from your car insurance, from cover choices and excess levels to claims tips that help keep costs down.
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What Is Fake News? Protect Your Money and Mind

What Is Fake News? Protect Your Money and Mind

Understand what fake news is, why it spreads so fast and how to fact‑check information before acting on it with your money.
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Warning Signs You’re in Financial Danger

Warning Signs You’re in Financial Danger

Spot the early warning signs you’re in financial danger, from growing debt to missed payments, and learn steps to restore control of your money in NZ.
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Mortgage Debt to Income Ratio (DTI)

Mortgage Debt to Income Ratio (DTI)

Learn what a debt‑to‑income ratio is, why banks use it, and how your DTI can affect borrowing power in the New Zealand market.
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The Biggest Investing Mistake: Emotional Decisions

The Biggest Investing Mistake: Emotional Decisions

Learn the biggest investing mistake many Kiwis make, how it threatens long‑term wealth, and what you can do instead to invest smarter and stay on track.
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How to Save Money at the Supermarket

How to Save Money at the Supermarket

Practical tips to save money on your weekly grocery bill in NZ, from smarter lists and meal planning to savvy in‑store habits.
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Protect Yourself Against High Inflation

Protect Yourself Against High Inflation

Learn how to protect yourself from high inflation in NZ, from budgeting and debt to investment choices that may better keep pace.
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