This schedule lists the third parties from whom Become Wealth indirectly collects personal information about clients, the information involved, the purposes, the legal basis, and the notice method we use. Read this alongside our Privacy Policy.
Information exchanged
→ Client identity and personal information (name, DOB, address, ID documents)
→ Credit enquiry information (name, DOB, address, enquiry purpose)
← Identity verification results (AML / watchlist / PEP outcomes)
← Credit reports (repayment history, defaults, court judgements, enquiries)
Purpose
To meet identity verification and AML/CFT compliance requirements and to assess credit-related applications or advice engagements.
Law basis
Anti-Money Laundering and Countering Financing of Terrorism Act 2009 (where applicable); otherwise not applicable.
Notice method
Nature and Scope of Service + schedule
Information exchanged
→ Application, client health and financial information
← Underwriting decision, exclusions, risk loadings, premium terms
Purpose
Arrange or assess insurance options
Law basis
Usually not applicable
Notice method
Nature and Scope of Service + schedule
Information exchanged
→ Client application, account details, loan purpose
← Prior account history, credit decisions, financial records relevant to the engagement
Purpose
Provide continuity of service and reduce duplication
Law basis
Usually not applicable
Notice method
Nature and Scope of Service + schedule
Information exchanged
→ Client application and personal details, identity information, tax details, investment instructions
← Account information, valuations, transaction records, tax reports
Purpose
Provide investment platform, custody, administration, and tax reporting services.
Law basis
Not applicable
Notice method
Nature and Scope document + schedule
Information exchanged
→ Client personal details, IRD number, employment and contribution information
← Account balances, contribution records, investment performance, tax information
Purpose
Arrange, administer, and review KiwiSaver investments and meet statutory reporting obligations.
Law basis
KiwiSaver Act 2006 (where applicable)
Notice method
Nature and Scope document + schedule
Information exchanged
→ Client purchasing preferences, budget range, location criteria, and contact details (where relevant)
← Property contracts, development information, build progress updates
Purpose
To facilitate the purchase of investment property and coordinate related financial advice.
Law basis
Not applicable
Notice method
Nature and Scope document + schedule
Typically New Zealand-based property or conveyancing law firms directly engaged by the client.
Information exchanged
→ Client details and transaction-related information
← Legal documents, contracts, and settlement updates
Purpose
To complete legal requirements associated with property transactions.
Law basis
Not applicable
Notice method
Nature and Scope document + schedule
Information exchanged
→ Client and property information relevant to property management services
← Rental, tenancy, and management information
Purpose
To establish and manage rental properties.
Law basis
Not applicable
Notice method
Nature and Scope document + schedule
Information exchanged
→ Client and property information relevant to the valuation request
← Property valuation reports and assessment information
Purpose
To obtain property valuations as part of property purchase, lending, or advice processes.
Law basis
Not applicable
Notice method
Nature and Scope document + schedule
Information exchanged
→ Client personal, financial, and risk information relevant to insurance quotations
← Insurance quotes, product information, pricing, and underwriting outcomes
Purpose
To obtain, compare, and arrange insurance products.
Law basis
Usually not applicable
Notice method
Nature and Scope document + schedule
Information exchanged
← Client fact find information, personal details, financial position, goals, and background information collected by Kiwi Money School
→ Status updates on advice progress, products implemented, and commission information (including referral commissions)
Purpose
To receive client information to enable the provision of financial advice, coordinate referral arrangements, update the referrer on progress and outcomes, and administer referral commission arrangements.
Law basis
Not applicable
Notice method
Nature and Scope document + schedule, and referral first-contact notice where applicable
For example, accountants, business advisers, and professional introducers.
Information exchanged
← Client name, contact details, and limited context for the introduction
(primarily one-way; any information returned is typically high-level and contextual)
Purpose
To make first contact and understand the reason for the referral.
Law basis
Not applicable
Notice method
Referral first-contact notice or standalone notice (where the referrer is not otherwise named and onboarding has not occurred), unless prior notice can be evidenced
In limited employer-facilitated advice arrangements.
Information exchanged
← Employee or related-person information (such as contact details, eligibility information, or limited financial details) provided to facilitate access to financial advice or investment services
→ Advice outcomes, confirmations of services provided, or high-level implementation information (where applicable)
Purpose
To provide financial advice or investment services in employer-facilitated or business-sponsored arrangements.
Law basis
Depends on context
Notice method
Standalone notice or evidence of prior notice
Information exchanged
→ Lead and client information (such as contact details, engagement status, outcomes, and feedback or ratings)
← Marketing performance metrics, campaign insights, or reporting
Purpose
To support marketing activity, lead generation, referral analysis, and improvement of marketing effectiveness.
Law basis
Not applicable
Notice method
Nature and Scope document + schedule
Information exchanged
→ Client files and records containing personal information provided for compliance review, monitoring, or audit purposes
← Compliance reports, findings, and correspondence that may reference client personal information
Purpose
To obtain independent compliance oversight, file reviews, and monitoring services required for regulatory and governance purposes.
Law basis
Not applicable (professional compliance services)
Notice method
Nature and Scope document + schedule
Information exchanged
→ Client complaint information, submissions, and supporting documentation
← Correspondence, findings, and outcomes relating to complaints
Purpose
To resolve complaints under the licensed dispute resolution scheme.
Law basis
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Notice method
Nature and Scope document + schedule
Information exchanged
→ Client files, records, and personal information provided during compliance monitoring, investigations, or information requests
← Complaint material, referral information, and regulatory correspondence (where applicable)
Purpose
To meet regulatory and supervisory obligations.
Law basis
Financial Markets Authority Act 2011 and related legislation
Notice method
Nature and Scope document + schedule
We welcome any questions you may have in relation to this information. Most importantly, we look forward to working with you.