This schedule lists the third parties from whom Become Wealth indirectly collects personal information about clients, the information involved, the purposes, the legal basis, and the notice method we use. Read this alongside our Privacy Policy.
→ Client identity and personal information (name, DOB, address, ID documents)
→ Credit enquiry information (name, DOB, address, enquiry purpose)
← Identity verification results (AML / watchlist / PEP outcomes)
← Credit reports (repayment history, defaults, court judgements, enquiries)
To meet identity verification and AML/CFT compliance requirements and to assess credit-related applications or advice engagements.
Anti-Money Laundering and Countering Financing of Terrorism Act 2009 (where applicable); otherwise not applicable.
Nature and Scope of Service + schedule
→ Application, client health and financial information
← Underwriting decision, exclusions, risk loadings, premium terms
Arrange or assess insurance options.
Usually not applicable.
Nature and Scope of Service + schedule
→ Client application, account details, loan purpose
← Prior account history, credit decisions, financial records relevant to the engagement
Provide continuity of service and reduce duplication.
Usually not applicable.
Nature and Scope of Service + schedule
→ Client application and personal details, identity information, tax details, investment instructions
← Account information, valuations, transaction records, tax reports
Provide investment platform, custody, administration, and tax reporting services.
Not applicable.
Nature and Scope document + schedule
→ Client personal details, IRD number, employment and contribution information
← Account balances, contribution records, investment performance, tax information
Arrange, administer, and review KiwiSaver investments and meet statutory reporting obligations.
KiwiSaver Act 2006 (where applicable).
Nature and Scope document + schedule
→ Client purchasing preferences, budget range, location criteria, and contact details (where relevant)
← Property contracts, development information, build progress updates
To facilitate the purchase of investment property and coordinate related financial advice.
Not applicable.
Nature and Scope document + schedule
Typically New Zealand-based property or conveyancing law firms directly engaged by the client.
→ Client details and transaction-related information
← Legal documents, contracts, and settlement updates
To complete legal requirements associated with property transactions.
Not applicable.
Nature and Scope document + schedule
→ Client and property information relevant to property management services
← Rental, tenancy, and management information
To establish and manage rental properties.
Not applicable.
Nature and Scope document + schedule
→ Client and property information relevant to the valuation request
← Property valuation reports and assessment information
To obtain property valuations as part of property purchase, lending, or advice processes.
Not applicable.
Nature and Scope document + schedule
→ Client personal, financial, and risk information relevant to insurance quotations
← Insurance quotes, product information, pricing, and underwriting outcomes
To obtain, compare, and arrange insurance products.
Usually not applicable.
Nature and Scope document + schedule
← Client fact find information, personal details, financial position, goals, and background information collected by Kiwi Money School
→ Status updates on advice progress, products implemented, and commission information (including referral commissions)
To receive client information to enable the provision of financial advice, coordinate referral arrangements, update the referrer on progress and outcomes, and administer referral commission arrangements.
Not applicable.
Nature and Scope document + schedule, and referral first-contact notice where applicable.
For example, accountants, business advisers, and professional introducers.
← Client name, contact details, and limited context for the introduction
(primarily one-way; any information returned is typically high-level and contextual)
To make first contact and understand the reason for the referral.
Not applicable.
Referral first-contact notice or standalone notice (where the referrer is not otherwise named and onboarding has not occurred), unless prior notice can be evidenced.
In limited employer-facilitated advice arrangements.
← Employee or related-person information (such as contact details, eligibility information, or limited financial details) provided to facilitate access to financial advice or investment services
→ Advice outcomes, confirmations of services provided, or high-level implementation information (where applicable)
To provide financial advice or investment services in employer-facilitated or business-sponsored arrangements.
Depends on context.
Standalone notice or evidence of prior notice.
→ Lead and client information (such as contact details, engagement status, outcomes, and feedback or ratings)
← Marketing performance metrics, campaign insights, or reporting
To support marketing activity, lead generation, referral analysis, and improvement of marketing effectiveness.
Not applicable.
Nature and Scope document + schedule
→ Client files and records containing personal information provided for compliance review, monitoring, or audit purposes
← Compliance reports, findings, and correspondence that may reference client personal information
To obtain independent compliance oversight, file reviews, and monitoring services required for regulatory and governance purposes.
Not applicable (professional compliance services).
Nature and Scope document + schedule
→ Client complaint information, submissions, and supporting documentation
← Correspondence, findings, and outcomes relating to complaints
To resolve complaints under the licensed dispute resolution scheme.
Financial Service Providers (Registration and Dispute Resolution) Act 2008.
Nature and Scope document + schedule
→ Client files, records, and personal information provided during compliance monitoring, investigations, or information requests
← Complaint material, referral information, and regulatory correspondence (where applicable)
To meet regulatory and supervisory obligations.
Financial Markets Authority Act 2011 and related legislation.
Nature and Scope document + schedule
We welcome any questions you may have in relation to this information. Most importantly, we look forward to working with you.