We offer a unique all-of-financial-life approach, where we bring our team of experts together to build the right plan for your needs.
Depending on your needs, age and stage of life
We have the best of all worlds, working together
The earlier you start the easier, and better the forecast
This tried and tested process delivers a personalised and carefully considered blueprint for choices in life.
It only takes a half hour call with us to go through your current situation, your future ambitions, your likely savings rate, and your needs for later life. Just like a traditional health check it’s about getting to the right prescription.
We have a team of specialists across mortgage broking, insurance and investment. Using their expert insights, they'll each develop a plan best suited to your situation.
The team comes together to do a roundtable session on your plan. Each area expert proposes their ideas, and as a group led by the senior financial advisor, they decide the best way these elements can work together, modelling the inputs for the best result.
We then work with you to ensure that the plan fits your ambitions and ability to service while still living the life you want now. We then take care of all the decided upon actions, with our team of doers carrying out your plan with no extra stress or costs on you.
We check every year, every investment horizon and at every mortgage renewal to make sure that we have the best plan in place for your evolving needs. Our business is built on long-term relationships and delivering value at every step.
We help clients achieve the appropriate approach to risk and investments for their stage of financial life.
Many New Zealanders think the most responsible thing to do is just pay down the mortgage and then maybe think about growing savings after. With mortgage terms of 30 years, and the temptation of a bigger mortgage for a better place always around the corner, there is a smarter way.
What stage of financial life are you in - have you missed a step?
This is a super easy question for us to answer - we run our service for a mixture of fee and commissions. All our plans are presented with transparent cost structures, and all our returns quoted are net of costs. We’re a business built on long-term relationships, and we only keep clients if we keep providing outsize value.