Your Property Investment Financial Adviser
Here at Become Wealth it's our job to get you wealthy, or to keep you that way. Investments in real estate can be a great part of your overall wealth creation and sustainment plans, and for some people property investment may even form their entire investment portfolio.
Navigate Complex Rules Related to Property Investment and Tax
New Zealand's property market is subject to regulations and legislation which frequently change. Our team can can help investors understand and comply with these rules, and rules that are likely in the future, to ensure a smooth investment journey.
Real Estate Tax Optimisation
Tax considerations are an important part of investment decision-making. Even so, tax should never be the most important consideration with any investment.
New build properties present tax advantages, and even though taxation policies can and will change, new build properties will probably retain tax-privileged status in some form or another. There is broad consensus that as a country we need incentives to build more residential real estate to alleviate New Zealand's shortage of housing. When it is appropriate for your personal situation, a financial adviser can introduce you to reputable developers specialising in tax-advantaged new build properties, ensuring investors access quality projects with a track record of success.
Risk Mitigation with Property Investment
All investments, including in residential property, come with risks. A seasoned financial adviser provides expertise in risk assessment and mitigation, aiding investors in making informed decisions to safeguard their financial interests.
Build a Winning Team
When it comes to property investment, plenty of people fail alone, but nobody succeeds alone. To make the most of your property investment journey, you'll need a range of professionals, including those who specialise in property-related law, property management, accounting, valuer, a mortgage broker and so on. Experienced financial advisers, like the team here at Become Wealth, can help you build the winning team by connecting you with a network of trusted professionals.
Integrate Real Estate
Every investor has unique financial goals, a unique starting situation, and commonly different attitudes toward the financial risks which need to be taken to achieve their goals. A financial adviser tailors investment strategies to individual needs, optimising portfolios for both short-term gains and long-term stability.
To help ensure you get the best wealth creation or sustainment advice possible, our team also advise on non-property investments such as shares, funds, and KiwiSaver Schemes. That means they'll integrate your property investment strategy with the rest of your life, and other assets. It also means they can objectively assess whether property investment suits you, and if not, suggest an altogether different investment instead.
Property Market Insights
Over recent decades, all New Zealand real estate has experienced significant value increases. Most commentators agree that returns from New Zealand property over the next couple of decades will not be the same as the last 10 or 20 years. It's also unlikely that increases in value will occur in all regions. Some regions, suburbs, and property types will be more in demand than others. This demand drives property values, and rental demand.
Staying ahead in this environment requires real-time insights. A financial adviser keeps investors abreast of market trends, helping them seize opportunities and navigate potential challenges.
Take a Professional Approach
As property investment is such an interesting subject, many of your friends, relatives, and colleagues will readily share their own property investment tips and tricks. While these people may mean well, and may even be successful property investors in their own right, this is no guarantee of success as it relates to you achieving your personal aims in the ever-changing property market. This is where a professional financial adviser can provide an objective and considered view based on logic and reason to help you remove emotion and focus on what you want to achieve.