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The Best Financial Advice We Give Our Clients

The Best Financial Advice We Give Our Clients

Here are the best eight pieces of financial advice to help change your life. These are collated from those who’ve “walked the talk”.
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What Will Happen to NZ House Prices Next?

What Will Happen to NZ House Prices Next?

New Zealand’s favourite investment, residential property, is probably about to resume its upward price trajectory
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Reverse Mortgages Explained for NZ Homeowners

Reverse Mortgages Explained for NZ Homeowners

5 things that can help you decide whether a reverse mortgage might be right for you
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What Happens When You Overspend on a House

What Happens When You Overspend on a House

In general, we’ll hardly ever encourage anyone to spend more on a home, however, here are five occasions when it could be worth it.
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What Is Investment Risk? And How to Manage It

What Is Investment Risk? And How to Manage It

Risk is defined as the potential for uncontrolled loss of something of value. The biggest investment risk is one you might not have even considered: you.
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Thinking of Joining the 5am Club? Read This First

Thinking of Joining the 5am Club? Read This First

Here’s why successful people rise early, and why you should consider it!
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What We Can All Learn From Billionaires Right Now

What We Can All Learn From Billionaires Right Now

How you might be able copy the current moves of the wealthiest people in the world.
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What the Monetary Policy Statement Means for NZ

What the Monetary Policy Statement Means for NZ

Stop worrying about things like monetary policy and focus on what you can control, these top nine financial opportunities
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What to Do with a Windfall: Bonus, Lotto or Inheritance

What to Do with a Windfall: Bonus, Lotto or Inheritance

Seven steps to follow if you find yourself with a jackpot, bonanza or other lump sum
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Mortgage Holiday Extensions: Should You Take One?

Mortgage Holiday Extensions: Should You Take One?

Mortgage holidays are likely to be extended, but should you take the offer?
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High‑Income Skills That Boost Your Earning Power

High‑Income Skills That Boost Your Earning Power

Boost your earning power with these 21 high income skills you can learn without a degree
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LVR Restrictions Removed: What It Means for You

LVR Restrictions Removed: What It Means for You

Understand LVRs, and how LVR changes impact borrowers, investors, and the housing market
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Will Taxes Go Up in New Zealand? What to Expect

Will Taxes Go Up in New Zealand? What to Expect

No one likes paying more tax – so what’s the likelihood we could be facing a tax hike in the near future to help repay some of the governments borrowing?
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Will NZ Interest Rates Go Lower? What to Expect

Will NZ Interest Rates Go Lower? What to Expect

The Reserve Bank got it wrong. Now, interest rates will crush everything.
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What Is Minimalism? A Simple Money Guide

What Is Minimalism? A Simple Money Guide

Four ways minimalism can help your financial health (& the way it can’t!)
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What Is Affluenza? The Dark Side of Wealth

What Is Affluenza? The Dark Side of Wealth

How to prevent a different kind of flu which is sweeping across developed countries, including NZ
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Who Wins in a Recession? Position Yourself Well

Who Wins in a Recession? Position Yourself Well

Are you ready to expand as the world contracts? Here are 7 ways you can win during this recession.
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NZ Housing Policy Changes: What They Mean for You

NZ Housing Policy Changes: What They Mean for You

In March 2021, the New Zealand Government announced a suite of housing policy changes. Here’s the analysis.
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Mortgage Holidays Explained for NZ Homeowners

Mortgage Holidays Explained for NZ Homeowners

The mortgage holiday arrangement was announced as part of the response to Covid-19, though it really should not have been called a holiday at all...
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Give Your Finances a Fresh Spring Makeover

Give Your Finances a Fresh Spring Makeover

What a great time to take a fresh look at your finances to ensure you are on track to achieve your financial aims.
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How First Home Buyers Can Protect Their KiwiSaver

How First Home Buyers Can Protect Their KiwiSaver

It’s quite normal for the prices of shares and other investments to go up and down – especially when there’s uncertainty due to...
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When Adult Children Move Home: Money & Boundaries

When Adult Children Move Home: Money & Boundaries

Plenty of adult children are now returning to the family home like a boomerang. Here's how to make that situation work.
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How to Increase Your Wealth Faster in New Zealand

How to Increase Your Wealth Faster in New Zealand

Building wealth isn't about having more money - it's about having the freedom to live life on your own terms. Here's a checklist to get you there.
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Prenuptial Agreements: Safeguarding Love and Assets

Prenuptial Agreements: Safeguarding Love and Assets

Love is tricky, but a break-up can be a nightmare if you don’t have your paperwork in order
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Businesses Deemed More Trustworthy Than the Media

Businesses Deemed More Trustworthy Than the Media

Why doesn't the NZ public trust the mainstream media? And why are businesses trusted instead?
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Comeback Begins for Entry Level Buyers

Comeback Begins for Entry Level Buyers

Recent research confirms what many of us may have been thinking – that things are looking better for first home buyers.
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Mortgage Differences Between NZ Banks

Mortgage Differences Between NZ Banks

If you’re borrowing, NZ banks are now more different than ever. Here's how
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Seven Financial Secrets Your Spouse May Be Keeping From You

Seven Financial Secrets Your Spouse May Be Keeping From You

Plus, a bonus eight steps you can take to ensure you’re financially aligned with each other
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Is The Middle Class Shrinking?

Is The Middle Class Shrinking?

‍The middle class Kiwi Dream might feel like a moving target. Here’s what you can do about it
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Is Property Still a Good Investment in New Zealand?

Is Property Still a Good Investment in New Zealand?

New Zealand property has faced headwinds, is it still a worthwhile investment?
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Should I Refix My Mortgage or Switch to Floating?

Should I Refix My Mortgage or Switch to Floating?

Floating or fixed?
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Unlocking the Secrets of Mortgage Cash Back

Unlocking the Secrets of Mortgage Cash Back

What is a mortgage cash back, and could it put thousands in your back pocket?
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What’s the Difference Between Saving and Investing for Retirement?

What’s the Difference Between Saving and Investing for Retirement?

Invest or Save
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Hayden Mulholland

Hayden Mulholland

‍Adviser spotlight: Psychology meets portfolio planning
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The 10 Most Broken New Year’s Resolutions in 2026

The 10 Most Broken New Year’s Resolutions in 2026

The most-broken resolutions, and tips on how to stick to your goals this year.
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How the Rich Spend Their Money in 2026

How the Rich Spend Their Money in 2026

Seven ways the rich spend their money - and what you can learn from them
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The Proven Way to Become Wealthy in 2026

The Proven Way to Become Wealthy in 2026

There is a near certain way to become wealthy that doesn’t involve the lotto, an inheritance, or a get rich quick scheme: simply invest for long enough...
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The Liquidity Line: Distinguishing Net Worth from True Financial Wealth

The Liquidity Line: Distinguishing Net Worth from True Financial Wealth

What separates poor and rich millionaires? Liquidity
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The worst mistakes to avoid in a market downturn

The worst mistakes to avoid in a market downturn

Four mistakes to avoid during a market downturn, and what to do instead
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The biggest millennial money mistake

The biggest millennial money mistake

Which could be better described as a mistake by their parents – from the author of Rich Dad Poor Dad
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