Become Wealth's Blog

Real financial guidance for New Zealanders, from professionals advising on over $1 billion in client funds. Independently ranked a top 50 worldwide finance and investing blog.

Give a Great Answer to 9 Common Job Interview Questions

Give a Great Answer to 9 Common Job Interview Questions

Land the job you're after with these top interview questions, and answers.
Learn More
Best Side Hustle Ideas for 2026

Best Side Hustle Ideas for 2026

Realistic side hustle ideas for Kiwis, from online work to service businesses, and how extra income can support your wider financial goals.
Learn More
How to Make Six Figures: Practical Paths

How to Make Six Figures: Practical Paths

Learn realistic ways to move towards a six‑figure income, from career choices and skills to side hustles and business.
Learn More
When Is the Right Time to Quit Your Job?

When Is the Right Time to Quit Your Job?

Thirteen warning signs you should consider a career change, from constant dread to stalled progression, and how to plan a smooth financial transition.
Learn More
How to Make the Most of Losing Your Job

How to Make the Most of Losing Your Job

Losing your job hurts, but it can be a reset. Learn how to make the most of redundancy and plan your next move.
Learn More
What Is a Managed Fund? A Guide for New Zealand Investors

What Is a Managed Fund? A Guide for New Zealand Investors

How managed funds work in New Zealand, including fees, tax benefits, active vs passive, and how to choose.
Learn More
Making Retirement Draw-Down Work for You

Making Retirement Draw-Down Work for You

Learn how to draw down your retirement savings with purpose, so your money lasts and supports your lifestyle throughout retirement.
Learn More
19 Things to Stop Buying to Boost Financial Freedom

19 Things to Stop Buying to Boost Financial Freedom

From fast fashion to daily lattes, common spending habits quietly drain your wallet. Cut them and redirect the savings to what matters.
Learn More
Retire on Your Terms with Smart Financial Planning

Retire on Your Terms with Smart Financial Planning

Raising the NZ retirement age to 70 is gaining attention, but relying on it is risky. How to plan for a retirement you control, not one forced on you.
Learn More
Become Wealth Surpasses $1 Billion in Funds Under Advice

Become Wealth Surpasses $1 Billion in Funds Under Advice

Become Wealth reaches $1 billion in funds under advice. A milestone reflecting DIMS portfolio growth, the NZDF partnership and national expansion.
Learn More
How to Save a Bigger Deposit for Your First Home

How to Save a Bigger Deposit for Your First Home

Want a bigger home deposit? Practical ways Kiwis can save faster, boost contributions and improve their chances with lenders and first-home goals.
Learn More
Unlocking the Secrets of Mortgage Cash Back

Unlocking the Secrets of Mortgage Cash Back

NZ banks offer cash back on new or refinanced mortgages. How the payments work, what clawback rules apply, and whether the lump sum is worth it.
Learn More
The Best Investments for Under-65's

The Best Investments for Under-65's

Six investments suited to under-65s in NZ, from repaying debt and building KiwiSaver to growing a diversified portfolio for financial freedom.
Learn More
Poor Habits That Keep You Broke (And How to Fix Them)

Poor Habits That Keep You Broke (And How to Fix Them)

Sixteen common money habits quietly draining your wealth and practical fixes for each one. From impulse buying to the scarcity mindset.
Learn More
Pay Off Your Student Loan ASAP

Pay Off Your Student Loan ASAP

Four reasons to consider repaying your student loan early, when to take your time instead and how your loan affects borrowing power in New Zealand.
Learn More
What Is The Reserve Bank of New Zealand?

What Is The Reserve Bank of New Zealand?

How the RBNZ sets interest rates, manages inflation and regulates banks, and why its decisions affect your mortgage, savings and investments.
Learn More
Why Financial Literacy Is Declining in New Zealand

Why Financial Literacy Is Declining in New Zealand

NZ financial literacy is declining, leaving Kiwis vulnerable to costly mistakes and debt. What it means and what you can do.
Learn More
Wearables and Healthcare: The Future of Wellness

Wearables and Healthcare: The Future of Wellness

See how wearable tech is changing healthcare, from tracking health data to supporting prevention, and what this could mean for Kiwis.
Learn More
How Do We Better Financially Empower Ourselves?

How Do We Better Financially Empower Ourselves?

NZ ranks sixth worldwide for per capita gambling losses. How do we turn it around?
Learn More
Law changes make borrowing a lot harder

Law changes make borrowing a lot harder

As changes make it tougher for all borrowers, here are six things you can do.
Learn More
How to Start Investing in Shares

How to Start Investing in Shares

New to shares? Learn how to start investing in the share market in NZ, including risk basics, diversification and common first‑step mistakes to avoid.
Learn More
The Top Sources of NZ Passive Income for 2026

The Top Sources of NZ Passive Income for 2026

Explore top passive income sources in NZ, from property and dividends to managed funds, and how they can support long‑term wealth management.
Learn More
Kiwi Families Are Changing: What It Means for Money

Kiwi Families Are Changing: What It Means for Money

The typical Kiwi family of a heterosexual married couple and two or three kids is no longer the norm. In his new book...
Learn More
Future Looking Bright for First Home Buyers

Future Looking Bright for First Home Buyers

First home buyers and property investors are back in force, but is the window of opportunity about to close?
Learn More
Interest Rates Lift a Little: What It Means for You

Interest Rates Lift a Little: What It Means for You

See what a small lift in interest rates means for borrowers, savers and investors in New Zealand’s current environment.
Learn More
Why Do Cities Become Unaffordable?

Why Do Cities Become Unaffordable?

Auckland ranks among the least affordable cities on earth. Why NZ housing costs keep climbing and what it means for renters and buyers.
Learn More
How Rich Are You Really? A Wealth Check‑Up

How Rich Are You Really? A Wealth Check‑Up

See how your wealth compares, what “rich” really means in New Zealand, and the key habits that can move you closer to long‑term financial freedom.
Learn More
Wealth Tax Explained: Will You Have to Pay?

Wealth Tax Explained: Will You Have to Pay?

New Zealand does not have a wealth tax, but the idea keeps surfacing. How it works, who it could affect, and what other countries show.
Learn More
The Best Financial Advice We Give Our Clients

The Best Financial Advice We Give Our Clients

Eight financial lessons from self-made millionaires and investment legends including Warren Buffett, Peter Lynch and Benjamin Franklin.
Learn More
Is Property Still a Good Investment in New Zealand?

Is Property Still a Good Investment in New Zealand?

New Zealand property has faced headwinds, is it still a worthwhile investment?
Learn More
Travel mistakes that could blow your budget

Travel mistakes that could blow your budget

Seven common travel mistakes New Zealanders make overseas, from poor insurance choices to hidden airline costs, and how to stay on budget.
Learn More
Should You Invest in Bitcoin? What Kiwis Need to Know

Should You Invest in Bitcoin? What Kiwis Need to Know

An overview of Bitcoin for New Zealand investors covering how it works, its advantages, major risks and whether crypto belongs in your portfolio.
Learn More
What Is Listed Property? Investing in REITs

What Is Listed Property? Investing in REITs

Invest in commercial real estate through the NZX without buying a building. How REITs work, what they return and the trade-offs to weigh.
Learn More
Why Income Protection Insurance Is Getting More Expensive

Why Income Protection Insurance Is Getting More Expensive

Insurers are hiking income protection premiums after major losses in Australia. What changed, why it matters, and what Kiwis should consider.
Learn More
Get your finances back on track after the holidays

Get your finances back on track after the holidays

Four simple steps to review festive spending, clear bad debts like credit cards and BNPL, and start fresh with a realistic savings plan.
Learn More
What Is Affluenza? The Dark Side of Wealth

What Is Affluenza? The Dark Side of Wealth

Affluenza is the relentless pursuit of more, leading to debt, anxiety and waste. What it looks like in New Zealand and how to protect yourself.
Learn More
Thinking About Inflation Leads to Inflation

Thinking About Inflation Leads to Inflation

Understand why everything seems to be getting more expensive, what’s driving higher costs in NZ, and how to adapt your finances.
Learn More
9 Small Financial Steps With a Big Long-Term Payoff

9 Small Financial Steps With a Big Long-Term Payoff

Nine actionable money steps covering savings, insurance, investing and debt reduction. Based on Suze Orman's framework, adjusted for NZ conditions.
Learn More
What is an investment stress test?

What is an investment stress test?

An investment stress test reveals how your portfolio would perform under severe conditions. How it works and why it matters for long-term investors.
Learn More
Worst Ways People Waste Money Every Day

Worst Ways People Waste Money Every Day

To help you learn from the mistakes of others, here is a quickfire list of the top 30 things people waste money on.
Learn More

What stage of financial life are you in - have you missed a step?

Get your free 30-minute financial health check today.

Book Now