The Become Wealth Blog

Real financial guidance for New Zealanders, from professionals advising on over $1 billion in client funds. Independently ranked a top 50 worldwide finance and investing blog.

Why is the share market at an all-time high?

Why is the share market at an all-time high?

Discover why the share market can hit all‑time highs, what it means for Kiwi investors, and how to respond without derailing your long‑term investment plan.
Learn More
Top Regrets of the Dying: Rethink Your Choices

Top Regrets of the Dying: Rethink Your Choices

Reflect on common regrets of the dying and what they teach us about priorities, money, time and living more intentionally now.
Learn More
Mortgage Lending on the Rise: Will NZ House Prices Increase?

Mortgage Lending on the Rise: Will NZ House Prices Increase?

Mortgage lending is soaring in NZ; understand what’s driving demand, what it could mean for buyers and investors, and how to borrow more strategically.
Learn More
How to Get the Most from Your Car Insurance

How to Get the Most from Your Car Insurance

Learn how to get the most from your car insurance, from cover choices and excess levels to claims tips that help keep costs down.
Learn More
What Is Fake News? Protect Your Money and Mind

What Is Fake News? Protect Your Money and Mind

Understand what fake news is, why it spreads so fast and how to fact‑check information before acting on it with your money.
Learn More
Warning Signs You’re in Financial Danger

Warning Signs You’re in Financial Danger

Spot the early warning signs you’re in financial danger, from growing debt to missed payments, and learn steps to restore control of your money in NZ.
Learn More
Mortgage Debt to Income Ratio (DTI)

Mortgage Debt to Income Ratio (DTI)

Learn what a debt‑to‑income ratio is, why banks use it, and how your DTI can affect borrowing power in the New Zealand market.
Learn More
The Biggest Investing Mistake: Emotional Decisions

The Biggest Investing Mistake: Emotional Decisions

Learn the biggest investing mistake many Kiwis make, how it threatens long‑term wealth, and what you can do instead to invest smarter and stay on track.
Learn More
How to Save Money at the Supermarket

How to Save Money at the Supermarket

Practical tips to save money on your weekly grocery bill in NZ, from smarter lists and meal planning to savvy in‑store habits.
Learn More
Protect Yourself Against High Inflation

Protect Yourself Against High Inflation

Learn how to protect yourself from high inflation in NZ, from budgeting and debt to investment choices that may better keep pace.
Learn More
Financial Mistakes to Avoid in Your Twenties and Thirties

Financial Mistakes to Avoid in Your Twenties and Thirties

Five key financial mistakes to avoid in your 20s and 30s, from bad debt to lifestyle creep, so you can build a stronger financial base in NZ.
Learn More
Sticky Inflation Means Mortgage Rate Cuts a Way off Yet

Sticky Inflation Means Mortgage Rate Cuts a Way off Yet

Explore what a more positive Reserve Bank outlook could mean for interest rates, borrowers and investors in New Zealand.
Learn More
Give for Happiness: Why Generosity Feels So Good

Give for Happiness: Why Generosity Feels So Good

See how giving can boost happiness, the science behind generosity and practical ways to give more intentionally.
Learn More
Ineligible for first home loan scheme

Ineligible for first home loan scheme

Not eligible for the First Home Loan scheme? Explore alternative paths to home ownership in NZ, from deposits to different lenders.
Learn More
What Happened to My KiwiSaver Balance?

What Happened to My KiwiSaver Balance?

Wondering what happened to your KiwiSaver balance? Understand market movements, fees and contributions so short‑term swings make more sense.
Learn More
Why Covid hasn’t crushed the NZ housing market

Why Covid hasn’t crushed the NZ housing market

Explore why COVID‑19 didn’t crush the NZ housing market as many expected, and what the drivers mean for buyers and investors.
Learn More
Your Imaginary Mentor: Think Like the Ultra‑Wealthy

Your Imaginary Mentor: Think Like the Ultra‑Wealthy

See how creating an imaginary mentor can sharpen your decisions, guide career moves and improve your money choices.
Learn More
The Best Financial Start to 2026

The Best Financial Start to 2026

Get the best financial start to the new year with practical steps for budgeting, debt, saving and investing tailored to Kiwis.
Learn More
Benefits of Using a Mortgage Adviser (“Mortgage Broker”)

Benefits of Using a Mortgage Adviser (“Mortgage Broker”)

Discover the benefits of using a mortgage adviser or broker in NZ, from lender access to structuring your home loan well.
Learn More
How to Have an Awesome Life Without Wasting Money

How to Have an Awesome Life Without Wasting Money

Practical ideas for how to have an awesome life, balancing money, work, relationships and health to support what matters most.
Learn More
Is Now the Right Time to Invest?

Is Now the Right Time to Invest?

Are we in a bubble?
Learn More
Money Mistakes Even High-Income Earners Make

Money Mistakes Even High-Income Earners Make

The 9 biggest financial mistakes high income earners make, and how to avoid them
Learn More
The Single Tax: A Simpler Way to Tax Kiwis?

The Single Tax: A Simpler Way to Tax Kiwis?

Bachelors and bachelorettes take note: how flying solo can cost you more (and less)
Learn More
The Great Stay: Why People Are Moving Less

The Great Stay: Why People Are Moving Less

The great resignation turned into the great stay. Why your best opportunity might be right where you are
Learn More
Total Money Makeover: Reset Your Financial Life

Total Money Makeover: Reset Your Financial Life

Seven steps to financial freedom, according to financial guru Dave Ramsey
Learn More
The Property Market Awakens: What It Means for You

The Property Market Awakens: What It Means for You

After a price slump of some years, the New Zealand property market is showing promise
Learn More
Is Cash Really Trash? When to Hold and When to Invest

Is Cash Really Trash? When to Hold and When to Invest

Tumbling interest rates cause more punishment for savers as borrowers celebrate
Learn More
Volunteering Abroad: Money and Life Lessons

Volunteering Abroad: Money and Life Lessons

Travel mostly comes with a hefty price tag, but there is a way around that.
Learn More
Why Wealth Belongs in Women’s Hands in NZ

Why Wealth Belongs in Women’s Hands in NZ

Your money, your rules: a woman's guide to financial planning and the approaching wealth transfer to women
Learn More
Trade or Invest? Choosing the Right Path for You

Trade or Invest? Choosing the Right Path for You

Trading and investing each have their own benefits, which could be right for you?
Learn More
Why This Is the Richest Generation in History

Why This Is the Richest Generation in History

The ‘avo on toast’ generation, millennials, are about to be the most well-off generation ever. Here's how
Learn More
The White Lotus Effect: Lifestyle vs Real Wealth

The White Lotus Effect: Lifestyle vs Real Wealth

How what we see on TV and social media shapes travel and financial choices
Learn More
Pet Insurance Explained: Is It Worth It?

Pet Insurance Explained: Is It Worth It?

Protect the fluffy members of your family with this complete guide to New Zealand pet insurance.
Learn More
Financial Mistakes to Avoid in Your 40s, 50s, 60s

Financial Mistakes to Avoid in Your 40s, 50s, 60s

Seven of the worst financial mistakes to avoid in your 40s, 50s, and 60s
Learn More
What Is Tax Bracket Creep and How to Beat It

What Is Tax Bracket Creep and How to Beat It

There's even a hidden tax on inflation! Here's the tax you probably didn't even think of.
Learn More
Tips for a Long, Healthy & Awesome Life

Tips for a Long, Healthy & Awesome Life

Be healthy and prosper, tips from the head of the Harvard Department of Nutrition
Learn More
How to Get Promoted Faster and Earn More

How to Get Promoted Faster and Earn More

Make this year your best year with a great promotion! 5 steps to get you a promotion
Learn More
How to Pass On Wealth and Protect Your Legacy

How to Pass On Wealth and Protect Your Legacy

Rich boomers are stressed about passing on their wealth, here's why, and what they can do about it
Learn More
Are You Making Life Harder Than It Needs to Be?

Are You Making Life Harder Than It Needs to Be?

With deliberate effort and time, you can transform your life. Here's a list of how you can start to transform detrimental habits into beneficial ones.
Learn More
How Fast Will Inflation Fall in New Zealand?

How Fast Will Inflation Fall in New Zealand?

There’s no need to fear yet another story about inflation, as it may be good news this time around!
Learn More

What stage of financial life are you in - have you missed a step?

Get your free 30-minute financial health check today.

Book Now