Become Wealth's Blog

Real financial guidance for New Zealanders, from professionals advising on over $1 billion in client funds. Independently ranked a top 50 worldwide finance and investing blog.

Is Funeral Insurance Worth It?

Is Funeral Insurance Worth It?

One of NZ’s biggest insurers just ceased offering an insurance product that we’ve long said was nearly always a waste of money: funeral insurance.
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What Is Inflation? And How It Eats Your Money

What Is Inflation? And How It Eats Your Money

Understand what inflation is, why prices rise over time and how inflation affects savings, wages and investments.
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How to Prepare for a Recession in New Zealand

How to Prepare for a Recession in New Zealand

Learn how to prepare for a recession in NZ, from building buffers and managing debt to protecting income and investment plans.
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How Much Should You Invest Based on Your Goals

How Much Should You Invest Based on Your Goals

Are you investing enough to achieve your major life goals, such as retirement?
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NZ Housing Tax Changes: What Investors Must Know

NZ Housing Tax Changes: What Investors Must Know

Understand key NZ housing tax changes, who they affect and what property investors and homeowners need to know.
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Pay Yourself First: The #1 Wealth‑Building Habit

Pay Yourself First: The #1 Wealth‑Building Habit

Discover the “pay yourself first” habit and how automating savings and investing can help Kiwis build wealth faster without relying on willpower.
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Why Am I Not Wealthy Yet? Fix These Money Blocks

Why Am I Not Wealthy Yet? Fix These Money Blocks

Ask “Why am I not wealthy?” and explore common obstacles, mindset issues and practical steps to change your trajectory.
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What Is a Midlife Crisis? And What to Do Next

What Is a Midlife Crisis? And What to Do Next

Avoid or escape a costly midlife crisis with 9 practical tips to protect your mental health, lifestyle and money.
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Stealth Wealth: Quiet Rich Strategies Explained

Stealth Wealth: Quiet Rich Strategies Explained

Learn what stealth wealth is, why many Kiwis choose to keep riches quiet, and how focusing on financial independence beats showing off lifestyle.
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Gym Memberships Are a Waste of Money

Gym Memberships Are a Waste of Money

Joining a gym is a common New Year’s resolution, but often a bad investment. Find smarter ways to get fit.
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New higher tax rate for top earners

New higher tax rate for top earners

Understand how New Zealand’s higher tax rate for top earners works, who it affects, and planning steps that may help manage your after‑tax income.
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15 Books With the Power to Change Your Life

15 Books With the Power to Change Your Life

Explore books with the power to change your life, covering money, mindset, habits and purpose for a more intentional future.
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Getting Divorced? This is Your Financial Roadmap

Getting Divorced? This is Your Financial Roadmap

Getting divorced? Follow a financial roadmap for separating assets, managing debt and protecting your future in New Zealand.
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Buying a House With Friends? Here's What to Look Out For

Buying a House With Friends? Here's What to Look Out For

Considering buying a house with friends in NZ? Explore the benefits, risks and legal protections you should put in place first.
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Building a Legacy Beyond Wealth

Building a Legacy Beyond Wealth

Build a legacy beyond wealth by focusing on values, relationships and impact, as well as the assets you leave behind.
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Credit Card Balance Transfers: Do They Save You?

Credit Card Balance Transfers: Do They Save You?

Learn how credit card balance transfers work in NZ, potential savings, common traps and when consolidating debt can help your finances.
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How to Help Your Children Buy a Home

How to Help Your Children Buy a Home

Five ways to help your children climb the property ladder, without causing yourself to fall off a cliff!
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Financial Red Flags to Watch Out For in Your Partner

Financial Red Flags to Watch Out For in Your Partner

Spot financial red flags in a partner, from secret debt to money control, and learn how honest conversations can protect both love and finances.
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How to Declutter and Downsize Without the Stress

How to Declutter and Downsize Without the Stress

Declutter and downsize your home without losing your mind, with step‑by‑step tips to simplify and stay sane.
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ESG: Is the Bubble About to Burst?

ESG: Is the Bubble About to Burst?

Understand ESG investing, what environmental, social and governance factors mean, and how Kiwi investors can use them in portfolios.
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How to Get Smarter with Money, Step by Step

How to Get Smarter with Money, Step by Step

Simple ways to get smarter with money, from better decisions and habits to using information more effectively.
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Crypto in the Firing Line: Is It Still Worth It?

Crypto in the Firing Line: Is It Still Worth It?

See why cryptocurrency is in the firing line, from regulation to volatility, and what this means for Kiwi crypto investors.
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Could Owning Less Stuff Solve the World’s Problems?

Could Owning Less Stuff Solve the World’s Problems?

Explore whether owning less stuff could ease environmental and financial pressures, and what a simpler lifestyle might look like in NZ.
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How to Increase Your Home Value in 2026

How to Increase Your Home Value in 2026

Discover practical ways to increase your home’s value in NZ, from smart renovations to presentation tips that appeal to buyers and valuers.
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Don’t Just Save Money – Make It Work for You

Don’t Just Save Money – Make It Work for You

You may have heard the old saying that ‘cash is king’. Once upon a time, this was a true statement. Since then, cash has been toppled from the throne.
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How to Be Happy: Money, Meaning and Lifestyle

How to Be Happy: Money, Meaning and Lifestyle

Explore research‑backed ideas on how to be happier, including the role money, work, relationships and purpose play in a well‑lived life in NZ.
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How to Deal with Financial Uncertainty

How to Deal with Financial Uncertainty

Learn how to deal with financial uncertainty, from building buffers and scenarios to keeping your investment plan steady.
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Op‑Shop Flipping: Turn Thrift Finds into Cash

Op‑Shop Flipping: Turn Thrift Finds into Cash

See how op‑shop flipping works, from finding bargains to reselling for profit, and what to know before turning it into a side hustle.
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Do not give your children an allowance

Do not give your children an allowance

Rethink pocket money: explore why simply giving kids an allowance may backfire and how to teach better money habits and responsibility instead.
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Have You Insured Your Greatest Asset – You?

Have You Insured Your Greatest Asset – You?

Have you insured your biggest asset? Understand why your income and earning power often matter more than your house, and how cover can protect you.
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Can You Trust a Retirement Calculator?

Can You Trust a Retirement Calculator?

Can you trust retirement calculators? Learn what they get right, where they fall short and how to use them wisely for planning.
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How do I get started with Airbnb hosting?

How do I get started with Airbnb hosting?

If you have the inclination, this can be a great way to generate some extra income, and welcome travelers to your slice of NZ...
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The Number One Reason Your Money Isn’t Growing

The Number One Reason Your Money Isn’t Growing

Find out the number one reason your money may not be growing, and what changes you can make to start building wealth more effectively.
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Financial Assets Explained: What Counts and Why

Financial Assets Explained: What Counts and Why

Learn what a financial asset is, how assets differ from liabilities, and why growing assets is key to building wealth.
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How to Set Life Goals You’ll Actually Stick To

How to Set Life Goals You’ll Actually Stick To

Learn how to set life goals that actually stick, from big‑picture vision to practical steps and regular check‑ins.
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How to Have a Great Summer on a Tight Budget

How to Have a Great Summer on a Tight Budget

Create a great summer budget in NZ so you can enjoy holidays, festivals and family time without blowing your savings or racking up credit card debt.
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Home Values Fall Across the Country

Home Values Fall Across the Country

See why NZ house prices may be expected to fall, what that could mean for buyers, owners and investors, and how to respond wisely.
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How Our Brains Cause Us to Lose Money

How Our Brains Cause Us to Lose Money

Six mistakes our brains make every day, how biases and emotions affect money decisions, and the habits that help protect your finances.
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How to Improve Your Credit Rating

How to Improve Your Credit Rating

When a lender runs a credit check, they’re requesting information that relates to your history of repaying debt.
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End of Year Financial Checklist

End of Year Financial Checklist

Use this end‑of‑year financial checklist to review goals, tidy accounts, optimise tax and prepare for the year ahead.
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