The Become Wealth Blog

Adviser spotlight: meet Vinessa Orsbourn, our most experienced financial adviser

Meet the CEO of Become Wealth, Joseph Darby, a financial adviser with experience helping clients across New Zealand.

Adviser spotlight, meet Josh Copeland, a financial adviser who is passionate about helping people achieve their financial goals

Adviser spotlight: Jonny McNamee, the adviser who loves a good puzzle, a clean fairway, and the feeling when clients finally exhale

Adviser spotlight: Nik Velkovski, a passionate New Zealand financial adviser

‍Adviser spotlight: Psychology meets portfolio planning

Adviser spotlight: meet Marcus Mannering, a guiding hand at Become Wealth

Navigate New Zealand’s income tax rates, which might help you pay less tax!

Find out why paying off your student loan faster can be smart, and get practical strategies for Kiwi graduates to clear debt and start building wealth.

Explore why the rich often get richer and the poor get poorer, and what individuals can do to break the cycle.

Learn why NZ banks are safe, how the Depositor Compensation Scheme works, and when diversification can protect your wealth.

Learn about how to invest with our guide, full of practical NZ-focused tips on risk and diversification so you can grow wealth with confidence.

Unsure about life insurance when you retire?

Missing millions: how low financial literacy could impact your financial wellbeing, retirement and more

Find out if you’re investing too much into your KiwiSaver account with our checklist.

Cash is tight for many Kiwi families, though here’s one expense you shouldn’t trim

21 high income skills you can learn without a degree

Explore why some Kiwis choose to spend their kids’ inheritance, how to balance enjoying your retirement with leaving a legacy, and key money conversations to have.

Why your investment property should not join you in retirement

The modern world demands modern investment solutions: a smart property play

Understand how KiwiSaver is treated during divorce or separation and what happens to your savings in a relationship split.

It’s quite normal for the prices of shares and other investments to go up and down.

To help you learn from the mistakes of others, here's a quickfire list of the top 30 things people waste money on.

Your complete guide to the inner workings of KiwiSaver

Want a bigger home deposit? Explore practical ways Kiwis can save faster, boost contributions and improve their chances with lenders and first‑home goals.

See how stock market crashes can change your life for the better if you stay calm, stick to a plan and use volatility as opportunity.

Plan early retirement in New Zealand with smart investing, KiwiSaver strategies and debt-free living so your savings last the distance.

Explore legitimate ways Kiwis may be able to pay less tax, from smarter use of KiwiSaver and investments to structuring income within NZ rules.

Four mistakes to avoid during a market downturn, and what to do instead

Dispelling common KiwiSaver misconceptions so you understand contributions, risk and fees and can make better retirement decisions.

NZ’s high cost of free news media

Look at NZ rent forecasts, what’s driving rental trends, and what changing rents mean for tenants, landlords and investors.

Understand ESG investing, what environmental, social and governance factors mean, and how Kiwi investors can use them in portfolios.

Compare new builds versus existing properties in NZ, from price and maintenance to incentives and lending rules.

Stocks or real estate? Compare potential returns, risks and effort so you can decide which investments suit your goals in NZ.

Learn how to protect yourself from lay‑offs, from building buffers and skills to planning your next move before change hits.

When a lender runs a credit check, they’re requesting information that relates to your history of repaying debt.

And what to do with your mortgage, instead

Explore realistic side hustle ideas for Kiwis, from online work to service businesses, and learn how extra income can support your wider financial goals.

Can you afford to live to 100? Explore longevity risk, retirement income planning and how to make savings last.